Mortgage Rebate

The Mortgage Rebate is negative points that are due to the buyer. The discount points are upfront fee to lower the interest rate. The discount points are paid by buyer, while negative points are pa...

Bank Loan Modification

There's been a lot of talk lately about Mortgage Loan Modification Programs. What are they exactly? Well, although there are many different types of modification programs, they basically all do the...

Mortgage Rate Predictions For 2009-2010

Mortgage rates have been all over the place this year, but recently have gone up. Homeowners who are able to refinance or modify their home loan when interest rates are lowest, stand to save the mo...

Mortgage Loan: Escrow Basics

If you are applying for a mortgage the lender may require you to have an escrow account pay your insurance and property taxes. Lenders do this to protect the property secured by the mortgage loan t...


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