Ask them how they can work with your creditors to get negative reporting removed from your credit report.
If you are not already experiencing problems meeting your monthly credit card bills, then you most likely will not have to worry about negative marks on your credit report. If you are not yet behind, you will get the best possible credit card settlement offers from your credit card companies.
As you can see, there are definitely some simple ways to ensure that when you consolidate credit card debt, your credit score is not affected.
Ways to Consolidate Credit Card Debt Without Affecting Credit Scores
You can use your credit card to collect miles on most items you buy, whether food shopping, or online clothes shopping, or when paying for petrol. 2,500 miles will allow you to travel to Helsinki, Warsaw, Athens and Tunis and even further with 5,000 miles. At 6,500 miles, collectors are really flying, hitting destinations like Toronto, Shanghai, Hong Kong, Nairobi and Barbados.